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The leading short-term insurer in Malawi with a market share of approximately 38%. Our core business is short term insurance, also known as general insurance. The security and peace of mind of our clientele are our top priorities. We provide a reliable and flexible claims service that is second to none on the Malawi insurance market.

Covers your golf bag set, its accessories and your personal effects.


This Policy provides you with coverage with respect to your legal liability for bodily injury to members of the public or damage caused by you whilst playing golf.

Coverage is also given for loss or damage to golfing equipment i.e golfing clubs, bags, trolleys, umbrellas etc.), personal effects, accidents to yourself and the best “hole in one” whilst playing in competition or a friendly game.

Complete protection of your home and valuable property

It is believed that the most valuable physical asset that an individual will own is their home and its contents seconded by a motor vehicle or motor vehicles. Those who live in rented accommodation will generally possess furniture and other valuable belongings which can be damaged by fire, theft etc.

There is, therefore, a great need for proper insurance cover for such assets. Today’s homes have evolved and require more extensive insurance cover than that offered by the traditional houseowners and householders policies. It is against this background that NICO General Insurance Company Limited has introduced the Homesure Insurance policy to cater for the requirements of the modern home.

Updated panel of approved Claims Services Providers.

PDCA Consultants Fidelity Insurance Assessors Central Loss Adjusters
GM Insurance Assessors First Insurance Assessors Dynamic Loss Adjusters
PTL Assessors Harolds Group MIC Associates

Updated List of Motor Vehicle Repair Centres

In a quest for continuous improvement in repair services on accident damaged motor vehicles for its clients, NICO General insurance Company Limited is pleased to announce an updated Panel of Recognized Motor Vehicle Repairers/Garages.

The list will be reviewed annually and from time to time as and when it becomes necessary to do so. We shall only recognize repair quotations from any two garages that appear on this list. Our clients are however at liberty to take their vehicles to any garage of their choice that is not on this list on the understanding that we shall not issue any LPO or Repairs Authorization to such a garage. We shall instead settle such claims, after involving a loss assessor, on cash-in-lieu-of-repairs basis.


  • NICO General is the leading short-term insurer in Malawi with the largest market share.
  • Security and peace of mind for our clients are our top priorities.
  • NICO General enjoys the support of world class reinsurers who compliment the company’s ability to underwrite huge and specialised risks.
  • Offers Fast Track Claims Service which ensures that qualifying claims both motor and non-motor are settled within 24 hours.
  • The A+ rate on the Claims Ability Paying Scale means that NICO General has very strong claims paying ability protection factor and risk is modest.

Latest News

15/08/2016. NICO General Insurance Company has registered a premium income of MK6 billion for the past six months of the year, representing a 31 percent growth. NICO General...
15/08/2016. Battle-hardened golfer Bashir Shariff and Connie Muguvu-Karuku’s sheer quality shone like flare on Saturday when they won the NICO General Invitational Golf Tournament at Nchalo Sports...
02/08/2016. NICO General Insurance Company Limited on Friday bade farewell to its Mzuzu branch manager Mathole Khumalo who is heading to Blantyre to take the position of assistant...
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