To Provide Innovative and Quality General Insurance Products and Services While Adding Value To All Stakeholders.


To Deliver World Class General Insurance Products and Services.

Core Values

  • Collaboration
  • Professionalism
  • Care
  • Safety and Health
  • Innovation


NICO General Insurance Company Limited was formed as a short-term division of the National Insurance Company Limited (now NICO Holdings Limited), which was incorporated as a composite insurance company in1970.

NICO General is the leading short-term insurer in Malawi with a largest market share.

NICO General offers Fast Track Claims Service which ensures that qualifying claims both motor and non motor are settled within 24 hours.

In addition to our unrivalled technical and financial capacity to underwrite large and small risks in Malawi, we have the support of strong Reinsurers’ complementing our ability to underwrite worldclass covers.

NICO General has an advanced Insurance Software Solutions Suite that is designed to proficiently perform all the functions of an insurance company such as underwriting/policy administration, claims management, reinsurance and accounting. The integrated modules available under the Insurance software solutions suite allows us to process your information and transactions effeciently.

Our informative and interactive website www. nicogeneral.com allows you to fill in and submit proposal forms, claim forms and any other query without visiting our offices.

NICO General attracts clients and intermediaries who are prepared to nurture long-term partnership with the company, to ensure long lasting security and peace of mind.

We view our future prospects as bright, exciting and rewarding for clientele, shareholders and staff alike.

Our core business is short term insurance, also known as general insurance. The security and peace of mind of our clientele are our top priorities. We provide a reliable and flexible claims service that is second to none on the Malawi insurance market.

We operate through a central office in NICO House in the commercial city of Blantyre, where our executive team is. We also operate three regional offices in the main cities of Mzuzu, Lilongwe and Blantyre. The control office focuses on core services including technical underwriting, marketing, claims support and finance functions whilst the branch offices deal with sales, claims and customer relationships.

NICO General Insurance Company is the natural choice for all your general insurance requirements in Malawi.